MM UnionCash Buyers

Westchester County · Hudson Valley

We Buy Houses in Westchester County — Before the Tax Bill Eats Your Equity

Westchester carries property taxes among the highest in the nation, and they don't pause for an estate, a vacancy, or a renovation you can't afford. We're a Bronx/Westchester family company — in real estate since 1987 — making fair cash offers on Westchester houses in any condition, with closings in days, not seasons.

Get your no-obligation cash offer

Two fields. Ten seconds. A real number.

No obligation. No fees. No pressure — just a real number.

Prefer to talk it through? Call or text (914) 295-2992 — you'll reach our family team, not a call center.

In Westchester, the meter never stops running

Every county has its own reason sellers pick up the phone. In Westchester, it's the tax bill. This county's property taxes rank among the highest in the nation, and those taxes come due whether the house is lived in, empty, tied up in an estate, or waiting on repairs nobody can fund. A vacant colonial in White Plains or an inherited cape in Yonkers can quietly bleed thousands of dollars a month between taxes, insurance, heat, and upkeep — money that comes straight out of whatever equity you were hoping to keep. The single biggest thing a fast cash sale does for a Westchester homeowner is simple: it stops the meter.

We're not a national call center running a formula on your zip code. We're a family operation with Bronx/Westchester roots — in real estate since 1987, with our office at the top of the Bronx, minutes from the Westchester line. We've bought Yonkers two-families ten minutes up the parkway from our own neighborhood, Mount Vernon multi-families, New Rochelle capes, and houses from Port Chester on the Sound to Peekskill on the Hudson. We know what your block sells for, what your renovation actually costs, and what your carrying costs are doing to your net every month you wait.

Where we buy in Westchester

The whole county. Most of our Westchester purchases land in Yonkers, Mount Vernon, New Rochelle, and White Plains, but we close regularly in Peekskill, Ossining, Port Chester, Tarrytown, and Scarsdale, and in the villages and hamlets between them — Sound Shore, river towns, and northern Westchester alike. Condition never disqualifies a house, and neither does the address.

Yonkers: one of New York's largest cities — and still under-served

Here's something that surprises people: Yonkers is one of the largest cities in New York State, yet genuinely local cash buyers are thin on the ground there. Search "sell my house fast Yonkers" and most of what comes back is national lead-gen sites answering from somewhere far away. We're ten minutes up the parkway, and we treat Yonkers as the several markets it actually is: the pre-war multi-families and brick two-families of Getty Square, Nodine Hill, and southwest Yonkers; the postwar capes up in Crestwood and Colonial Heights; the older colonials along the Saw Mill River Road corridor. Each of those is a different sale, with a different renovation budget and a different buyer pool — and nearly all of them come wrapped in the same tax pressure. If you need to sell a Yonkers house fast, you shouldn't have to explain your own city to your buyer, and with us you won't — our dedicated Yonkers page walks through the city neighborhood by neighborhood.

The Westchester situations we see most

  • The tax clock on an inherited house. New York probate rarely wraps up quickly, and while the estate works through Surrogate's Court, the tax installments keep landing. Heirs splitting a Westchester tax bill three ways from three different states get tired of it fast. We buy from estates and heirs constantly, coordinate with your attorney, and can lock in a price now so the closing happens the moment the paperwork allows.
  • Colonials and capes that buyers won't finance. A huge share of Westchester's housing stock went up generations ago — original kitchens, hundred-year-old roofs, oil tanks, knob-and-tube in the walls. Buyers stretching to afford a Westchester mortgage have nothing left for a renovation, and their lenders balk at major defects anyway. If your house needs work buyers won't touch, that's exactly the house we're looking for.
  • Landlord fatigue in Yonkers and Mount Vernon. The classic two-, three-, and four-family houses in the southern part of the county were a great investment — until a non-paying tenant meets New York's court timelines while the taxes and water bills keep coming. We buy occupied buildings with tenants in place, and the situation becomes ours to resolve, legally and humanely.
  • Empty-nesters ready to be done. The kids are gone, the four bedrooms echo, and a tax bill that made sense on two incomes doesn't make sense in retirement. Downsizing through a traditional listing means staging, showings, and strangers walking through your home for months. Selling to us means picking a closing date, taking what you want, and leaving the rest — no sign on the lawn.
  • Judicial foreclosure, county-wide. New York forecloses through the courts, so a case filed in Westchester County Supreme Court often takes years to reach auction. That timeline is your window — but interest, legal fees, and arrears compound the entire time. Read our foreclosure guide, or if you're behind but not yet in court, call before the filing. Every month earlier is equity saved.

What a cash sale looks like from Yonkers or Peekskill

One conversation, one walk-through — in person or by video if you're out of the area — and a written cash offer within 24 hours, with the math behind it shown openly. No fees, no commissions, no repairs, no contingencies that let a buyer walk in week six. We typically close in 7–21 days, and back taxes, water bills, liens, and mortgage arrears all get paid off from the proceeds at the closing table. You never write a check to sell to us.

And here's the honest part: sometimes a cash sale isn't your best move. A well-located Westchester house in decent shape can net more on the open market, and since we list houses too, we'll show you both numbers side by side and tell you which one we'd pick in your shoes. Certainty is worth real money — but only you can decide how much.

One family, both sides of the city line

Our mark is two M's under one roofline — one family, one standard — and our home base is the Bronx, where the family has worked since 1987. Westchester is the natural next block north, and we also buy across the river in Rockland County and up the Hudson in Dutchess County. Call or send the short form above: you'll get a real number from our family team within a day — and the tax meter can stop running this month instead of next year.

FAQ

Questions, answered straight

My Yonkers two-family has tenants who stopped paying — can you still buy it?

Yes, and this is one of the most common calls we get from Westchester. We buy Yonkers and Mount Vernon multi-families with tenants in place — paying, non-paying, lease or no lease. You don't start a court case, you don't negotiate a buyout, and you don't wait. The tenant situation transfers to us at closing and we resolve it legally and respectfully on our own time.

The property taxes on my late mother's New Rochelle house are draining the estate. How fast can you close?

Usually 7–21 days once title is clear, and we start title work the day you accept. If the estate still needs Surrogate's Court steps, we'll coordinate directly with your estate attorney and lock in the price now so the sale closes the moment the paperwork allows — instead of the house sitting on the market racking up tax installments the whole time.

Do you buy in higher-end towns like Scarsdale and Tarrytown, or only in Yonkers and Mount Vernon?

Everywhere in the county. A dated house on a great Scarsdale street has the same core problem as a dated house anywhere: retail buyers who can afford the town want turnkey, and their lenders don't love big defects. We buy as-is in every Westchester municipality, from the Bronx line to the Putnam border — and if listing would genuinely net you more there, we'll say so, because we list houses too.

My Peekskill house needs a roof and the furnace is original. Do I have to fix anything before selling?

Nothing. No repairs, no cleanout, no pre-sale inspection punch list. We price the house with the roof and furnace exactly as they are, show you the math, and you take what you want and leave the rest — furniture, junk, a garage full of forty years of projects included.

I'm behind on my mortgage and a foreclosure case was filed in Westchester County Supreme Court. Is it too late to sell?

Almost certainly not. New York foreclosures are judicial, meaning the lender has to move a case through court — a process that often takes years in Westchester. Until a judgment and auction actually happen, you can still sell, pay off the arrears from the proceeds at closing, and walk away with your remaining equity instead of losing it to legal fees and interest.

Get a real cash offer on your house this week

Tell us about the property once. We'll give you a fair, no-obligation number — and if listing would net you more, we'll tell you that too.

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