Do both of us have to agree before you can buy the house?

If both names are on the deed, yes — both spouses sign, and honestly that protects you both. What we bring is a single written number that each of you can see, verify, and take to your own attorney. Most couples find it far easier to agree on one transparent cash figure than on months of listing decisions made together.

Is it better to sell before the divorce is final or after?

There's no single right answer — it depends on your agreement, your attorneys, and sometimes the judge. Many couples sell during the process so the proceeds can be divided as part of the settlement instead of leaving the house as an open wound afterward. We can close on whatever timeline your attorneys set, before, during, or after the decree.

My spouse and I can barely speak. How does this work in practice?

You don't have to be in the same room. We routinely communicate with each spouse separately, or entirely through your attorneys, and both sides receive identical paperwork and identical numbers. Closings can be done with separate signings so no one has to sit across a table from anyone.

One of us wants to keep the house. Should we still call you?

Sure — a real cash offer is useful information either way. If one spouse wants to buy the other out, our written offer gives you an honest market anchor for that negotiation. If the buyout math doesn't work — and with one income instead of two, it often doesn't — you'll already know exactly what a clean sale looks like.

Will a cash offer complicate my divorce case?

Usually the opposite. A written offer with no financing contingency gives both attorneys a concrete number and a firm closing date to build the settlement around — which tends to simplify negotiations rather than complicate them. Share the offer with your attorney before signing anything; a clean, verifiable number is exactly what settlement talks tend to need more of.

Who gets the money from the sale?

That's decided by your settlement agreement or the court, not by us. At closing, the mortgage and any liens are paid off, and the remaining proceeds are disbursed exactly as your agreement directs — often held in an attorney escrow until the split is finalized. Our job is to make the number clean and the closing simple so the division is straightforward.

Sell My House During Divorce in NY — Fast, Private Cash Sale

Name: MM Union Cash Buyers
Address: 4627 White Plains Road, Bronx, NY, 10470, US
Telephone: (914) 295-2992
Price range: $$

One Clean Sale. One Clean Split. One Less Thing to Fight About.

Divorce is hard enough without a house holding you hostage to each other. Selling the marital home for cash turns the biggest, most tangled asset into a simple number both sides can see — no open houses, no months of shared mortgage payments, no strangers walking through a painful chapter of your life. We've quietly helped Bronx/Westchester-area couples do exactly this since 1987.

Get your no-obligation cash offer

Two fields. Ten seconds. A real number.

Prefer to talk it through? Call or text (914) 295-2992 — you'll reach our family team, not a call center.

The house is usually the last knot — and the tightest one

By the time most couples call us, they've already divided the cars, the accounts, even the furniture. The house is what's left, because the house is different: it holds the mortgage, the memories, and usually most of the money. Neither of you chose this situation, and wanting it resolved quickly doesn't make you cold — it makes you sane. Good people end marriages every day in the Bronx, Queens, and Westchester, and the ones who come out steadiest are usually the ones who untangled the house early instead of letting it fester.

What New York's equitable distribution actually means for your home

New York is an equitable distribution state. In plain English: marital property gets divided fairly, which is not automatically fifty-fifty. A home bought during the marriage is generally marital property regardless of whose name is on the deed, and for most families it's the single largest asset on the table. Even a home one spouse owned before the marriage isn't automatically off the table — the value it gained during the marriage can still be part of what gets divided. Courts weigh things like each spouse's contributions, the length of the marriage, and who's caring for the kids. And while a judge can order the house sold, judges strongly prefer that couples reach their own agreement — a voluntary sale is almost always faster and cheaper than a court-ordered one. Your attorney handles that math — please lean on them, not on a website. What we handle is the part the lawyers can't: turning the house into actual dollars, quickly and verifiably, so there's something concrete to divide.

Your three real paths with the marital home

One spouse buys the other out. Clean when it works — but it requires refinancing the mortgage onto one income and coming up with the other spouse's share. In this market, that math fails more often than it succeeds.
List it on the open market together. Can net the most if the house shows well — but it means months of jointly approving prices, repairs, showings, and offers with someone you may barely be on speaking terms with. If your situation is amicable and your timeline is loose, we'll happily list it for you and tell you honestly if that's the smarter play.
Sell it as-is for cash. One number, one closing date, zero joint project management. This is the path most divorcing couples call us about, because it ends the entanglement fastest — and because a cash closing comes with a date you can put in the stipulation: your attorneys get to write a real deadline into the agreement instead of "whenever the house sells."

Why a shared mortgage is the slowest wound of all

Until the house is sold or refinanced, both of you stay on the hook for the mortgage — no matter what the separation agreement says. If one spouse misses a payment out of spite, hardship, or simple chaos, both credit reports take the hit, and that damage follows you into every apartment application and car loan of your next chapter. We've seen situations where missed payments during a divorce spiraled toward foreclosure — a fight neither person wanted layered on top of the one they already had. If you're already behind on payments, a fast sale doesn't just end the marriage's biggest argument; it protects both of your futures.

Privacy, when you need it most

A traditional listing means a sign on the lawn, photos of your bedrooms online, and weekends of strangers opening your closets — all while you're living through one of the hardest seasons of your life, and all while the neighbors draw their own conclusions. Selling to us means none of that. One quiet visit. No sign, no lockbox, no open houses. The block finds out when the moving truck arrives, and not a day before.

A neutral third party, and the same number for both of you

Here's the thing about selling during a divorce: any hint that one spouse got a side deal poisons everything. So we operate the way a neutral party should. Both spouses — and both attorneys — receive the same written offer with the same breakdown: the renovated value of the house in your neighborhood, minus real repair costs and our margin, shown line by line. Nobody has to trust their ex. You each just have to check the math, and we encourage you to. That transparency is why attorneys and mediators from Brooklyn up through Rockland County feel comfortable putting us in front of both sides of a case.

And because the house sells as-is, there's no arguing over who pays for the roof, who repaints the kitchen, or whose cousin does the floors. Leave what you don't want; we handle it after closing. If the place needs work — most do — see how we approach houses that need repairs: the condition is our problem to price honestly, not your problem to fix while separating.

What to do this week

Talk to your attorney about the timing that fits your settlement. Then call or text us — either of you, or both, or just your lawyers. Within 24 hours of one walkthrough you'll have a written cash number you can both take into mediation. No cost, no obligation, and no pressure from us in either direction. You're ending a marriage; the least the house sale can be is simple.