MM UnionCash Buyers

Yonkers · Westchester County

We Buy Houses in Yonkers — the City Next Door, Not an Afterthought

Yonkers is one of New York's largest cities — more than 200,000 people — yet its sellers usually get lumped in as a Westchester footnote. Not here. We're a family in Bronx/Westchester real estate since 1987, and our office sits minutes from the Yonkers line. Fair cash offers on any house, any condition, any tenant situation, with closings in days.

Get your no-obligation cash offer

Two fields. Ten seconds. A real number.

No obligation. No fees. No pressure — just a real number.

Prefer to talk it through? Call or text (914) 295-2992 — you'll reach our family team, not a call center.

Yonkers deserves its own buyer, not a county-wide formula

Most companies that advertise "we buy houses" in Yonkers are really buying "Westchester" — one price formula stretched across a county that runs from the Bronx line to the Putnam border. That formula treats a brick two-family off Getty Square and an estate colonial in Crestwood as the same purchase, and it gets both of them wrong. Yonkers is more than 200,000 people spread across hills, a riverfront, and a dozen distinct housing markets. This page is our commitment to treating it that way. (For the broader county picture, our Westchester County page covers everything from Mount Vernon to Peekskill.)

The Yonkers we actually know

Start in the southwest, because that's where most of the hard phone calls come from. Getty Square, Nodine Hill, and the surrounding blocks are dense with pre-war multifamilies and two-families — buildings that carried generations of owners and are now carrying a hundred years of deferred maintenance, and often a tenant roll that stopped making sense. Down along the water, Ludlow and Riverside hold older stock a few blocks from the Hudson, where the address sounds better than the boiler runs. Head up the hill and east and the city changes character entirely: Crestwood, Colonial Heights, and Bryn Mawr are postwar capes and colonials, many of them owned by the same family for forty or fifty years — which is why so many of them reach us as estate sales, with heirs holding keys to a house frozen in 1978. Along the Saw Mill River Road corridor and in Park Hill, we see a little of everything. And down in McLean Heights, hard against the Bronx line, many owners have Bronx roots — the same roots we do. Each of these areas has a different buyer pool, a different renovation budget, and a different honest number. A seller in Nodine Hill should not be priced like a seller in Bryn Mawr, and with us they aren't.

Why Yonkers owners decide to sell fast

The double tax squeeze. Westchester property taxes rank among the highest in the nation, and Yonkers layers its own city tax structure on top. For a longtime owner on a fixed income, that combination turns a paid-off house into a monthly bill that never stops growing — and it doesn't pause for a vacancy, an estate, or a renovation you can't fund. A fast cash sale exists to stop that meter. If you're already behind, the arrears get settled out of the proceeds at closing; you never write a catch-up check to sell to us.

Old bones, big tickets. So much of Yonkers went up before 1950 that the city's signature repair list writes itself: roofs at the end of their second or third life, original boilers, knob-and-tube wiring behind plaster walls, oil heat that was never converted to gas. Any one of those is a five-figure conversation, and retail buyers' lenders flinch at all of them. If your house has repairs you're not going to make, we price it exactly as it stands and the problems become ours.

Tired landlords. The Yonkers two-family was a great engine for decades — live in one unit, let the other pay the taxes. Then a tenant stops paying, and New York's eviction machinery takes over: only a marshal or sheriff can actually remove anyone, and a single defective notice can restart the entire timeline while the taxes and the water bill keep landing. We buy buildings with the tenants still in them — lease or no lease, paying or not — and the resolution becomes our job, handled legally and humanely.

Estates and inherited houses. When a Crestwood or Colonial Heights house passes after decades of one family's ownership, the estate moves through Westchester County Surrogate's Court while the tax installments keep coming and the heirs — often scattered across three states — split bills for a house none of them lives in. We work alongside estate attorneys constantly: lock the price in now, close the moment the paperwork allows, and let the heirs turn the property into money instead of a standing argument.

Foreclosure's long, expensive road. New York forecloses through the courts — for Yonkers, that means a case filed at Westchester County Supreme Court in White Plains — and per ATTOM foreclosure data (2025–2026), a New York judicial foreclosure averages roughly five years. That is not a rescue; it's a slow bleed, because interest, legal fees, and arrears compound the entire time. Until a judgment and auction actually happen, you can still sell, pay off the debt at closing, and keep the equity that's left instead of donating it to the process.

Our office is minutes from the Yonkers line — this city is home

Our family has worked Bronx/Westchester real estate since 1987, and today our office sits at the top of the Bronx, on White Plains Road — a few minutes south of the Yonkers line. Yonkers isn't the edge of our service area; it's where we start the day. The housing stock south of McLean Avenue and north of it is the same stock — the same pre-war brick, the same two-family layouts, the same boilers — and plenty of Yonkers owners crossed that line themselves a generation ago. We work both sides of it. When we walk a house in Ludlow or Park Hill, we're not commuting in from a call center; we're minutes from the block. That's the difference between a buyer who has to be told what your street is like and one who already knows.

What selling to us looks like

One conversation and one walk-through — in person, or by video if you're managing this from out of town. Within 24 hours you get a written cash offer with the math shown openly: what the house is worth fixed up, what the work honestly costs, what we can pay. No fees, no commissions, no repairs, no cleanout, no financing contingency that lets a buyer vanish in week six. Closings typically run 7–21 days, or on whatever date your situation actually needs. And if the truth is that your house would net more on the open market, we'll say so and can list it for you through our family's licensed brokerage — because the goal is the right outcome for you, not a purchase at any cost. When you're ready for a real number, request your cash offer or call — you'll reach our family team, people who can find your block without a map.

FAQ

Questions, answered straight

Can I sell my Yonkers two-family with tenants still living in it?

Yes — occupied two- and three-families are a large share of what we buy in Yonkers, and the tenants don't have to be paying or cooperative. You don't serve notices, hire an attorney, or wait out New York's eviction process, where only a marshal or sheriff can carry out a removal and a defective notice can restart the whole clock. We buy the building with the tenancy exactly as it stands, the situation transfers to us at closing, and we resolve it legally and respectfully afterward on our own dime.

My house needs major work — the boiler is ancient and the roof leaks. Will you still make an offer?

That's exactly the house we want to see. A big part of Yonkers was built before 1950, so old boilers, tired roofs, knob-and-tube wiring, and oil heat that was never converted are normal here — and they're the defects that scare off retail buyers and their lenders. We price the house with every one of those problems left exactly as it is, show you the math behind the number, and you fix nothing and clean out nothing.

I'm behind on my Yonkers property taxes. Can I still sell?

Almost always, yes. Back city and county taxes, water and sewer arrears, and most liens get paid off out of the sale proceeds at the closing table — you don't write a check to catch up first. The sooner you sell, the less interest and penalty stacks on top of what you owe, which means more of your equity stays yours.

How fast can you actually close on a house in Yonkers?

Typically 7–21 days from a signed contract, because there's no mortgage lender, no appraisal, and no financing contingency in the way. We start title work the day you accept. If your situation needs more time — an estate finishing its paperwork in Surrogate's Court, or a move you're still arranging — we set the closing date around you instead of the other way around.

Do you buy near Getty Square and in southwest Yonkers?

Yes — explicitly, yes. Getty Square, Nodine Hill, Ludlow, Riverside, Park Hill, and the rest of southwest Yonkers are the blocks closest to our home turf, and the pre-war multifamilies and brick two-families there are buildings we understand well. Condition, occupancy, and violations don't disqualify a property anywhere in the city, from the Bronx line to the Bronx River.

Is the cash offer really no-obligation?

Really. You get a written number with the reasoning behind it, you take as long as you need to think it over, and if you walk away, we part as neighbors. And if your house would honestly net you more on the open market, we'll tell you that and can list it through our family's licensed brokerage instead — we'd rather give you the right answer than the convenient one.

Get a real cash offer on your house this week

Tell us about the property once. We'll give you a fair, no-obligation number — and if listing would net you more, we'll tell you that too.

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