Family-Owned · Bronx/Westchester Roots · Est. 1987
Sell Your House Fast for Cash — Any Condition, Any Situation
A written offer in 24 hours from a local family team. No fees. No repairs. No showings. Close in as little as 7 days — on the date you choose. And if listing would net you more, we'll tell you straight.
Or call/text (914) 295-2992 — you reach our local family team, never an out-of-state call center.
Family-owned
Bronx/Westchester roots · est. 1987
24-hour offers
Written & transparent
$0 fees
No commissions, no closing costs
Any condition
We buy strictly as-is
Your closing date
7 days out or 7 months
No obligation
Compare, sleep on it, walk away
Simple On Purpose
Three steps between you and a done deal
From first call to written offer in 24 hours. From offer to cash in as little as a week.
Tell us about the house
Two fields — address and phone — or one call. Our local team — never an out-of-state call center — asks a few easy questions and schedules a single visit, or a video walkthrough if you're out of state.
Start here →
2Get your written cash offer
Within 24 hours you have a real number in writing, built from your block's actual comps: renovated value, minus true repair costs, minus our margin. We show every line of the math.
See how the math works →
Close on your date, get paid
Pick the day — as soon as 7–21 days, or months out if you need time. We cover standard closing costs, you take what you want from the house, and the cash is yours at the table.
The Real Numbers
What selling actually costs — side by side
Commissions and closing costs often total 6–8% — on a $400,000 house, that can mean $24,000–32,000 off the top before a single repair. Here’s the honest breakdown.
Selling to MM Union
Typical Traditional Sale
Agent commission
$0 — you pay no commission on a cash sale
Typically 5–6% of sale price, paid by you
Seller closing costs
$0 — we cover standard closing costs
Typically ~2% of sale price, paid by you
Repairs & prep work
$0 — we buy strictly as-is
Negotiated after inspection — often $10,000+
Cleanouts & staging
$0 — take what you want, leave the rest
Your time and money before listing
Showings & open houses
One visit. Just us.
Dozens of strangers, weeks of disruption
Days until closing
7–21 days — or the exact date you choose
Often 3+ months on market, then 30–60 more to close
Risk of sale collapsing
None from financing — we buy with cash
Real: mortgage denials & appraisal gaps kill deals
Months of taxes, insurance & utilities while you wait
Days, not months
3–5+ months of carrying costs
Traditional-sale figures are typical market estimates; every sale differs. Our offer shows its math line by line, so you can compare your real numbers — not averages.
Why MM Union
Built for sellers who need certainty
Written offer in 24 hours
Not a teaser number that shrinks later — a real figure in writing, with the math attached.
One visit. Zero showings.
No open houses, no sign on the lawn, no strangers walking through your home for months.
Any condition — truly
Fire damage, mold, hoarding, open violations, failing roof, tenants in place. None of it disqualifies you.
You pick the closing date
Seven days or seven months — the calendar is yours. Need to stay a little longer after closing? Ask us.
$0 fees, commissions, or closing costs
The number we agree on is the number you receive, minus only your own mortgage payoff and liens.
Local since 1987
Nearly four decades in Bronx/Westchester real estate. We price your house against your block, not a county average.

Our Story
Bronx-born. Westchester-grown. Family-rooted since 1987.
MM Union Cash Buyers was built on nearly four decades of family real estate experience in the Bronx and Westchester. Chris — born and raised in the Bronx, now leading our investment team — makes offers built on real comparables, not opinions. Behind on your mortgage? We'll break down the actual math with you, options included, even the ones that don't involve us. If there's an auction date coming, we move fast so you walk away with money instead of empty hands. Our standard for every deal is simple: everyone at the closing table leaves happy.
Read Our Story →Two Ways To Sell — Both Ours
Cash offer or top-dollar listing? We’ll tell you honestly which nets you more.
Our Cash Offer
Fast & certain
Our Listing Service
Top dollar
Timeline
Close in as little as 7–21 days — you pick the date
Typically 60–90+ days on the market
Repairs & cleanouts
None. We buy as-is — leave what you don't want
Repairs, staging, and showings usually needed
Fees & commissions
Zero fees, zero commissions
Standard commission — often worth it for the higher price
Certainty
Guaranteed cash close, no financing fall-through
Depends on buyer's mortgage approval
Best when
You need speed, privacy, or the house needs work
The house shows well and you can wait for top dollar
What We Buy
If it has an address, we want to see it
Any Situation
Whatever you're facing, we've helped a neighbor through it
No judgment, full confidentiality, and a plan within a day. Pick your situation to see exactly how we help.
Facing Foreclosure
A fast cash sale can stop the auction clock and protect the equity you have left.
How we help →
Going Through Divorce
One clean sale, one clean split — without dragging the process out for months.
How we help →
Inherited or Probate Property
We handle probate timelines, cleanouts, and out-of-state heirs with patience.
How we help →
Bad Tenants or Squatters
Non-paying tenants or squatters? We buy occupied properties as-is.
How we help →
Relocating or Moving
New job, new state, hard deadline — we close on your calendar.
How we help →
Major Repairs or Damage
Fire damage, bad roof, old plumbing — we buy it exactly as it stands.
How we help →
Behind on Payments
Sell before missed payments become a foreclosure filing and protect your credit.
How we help →
Vacant Property
An empty house bleeds taxes and insurance. We close fast — even if you're out of state.
How we help →
Where We Buy
Local buyers for the boroughs and the Hudson Valley
We're not a national wholesaler flipping your information to strangers. We buy in neighborhoods we've known since 1987.
The Bronx
We buy houses for cash in The Bronx, NY — any condition.
Sell fast in Bronx →
Brooklyn
We buy houses for cash in Brooklyn, NY — any condition.
Sell fast in Brooklyn →
Queens
We buy houses for cash in Queens, NY — any condition.
Sell fast in Queens →
Westchester County
We buy houses for cash in Westchester County, NY — any condition.
Sell fast in Westchester →
Rockland County
We buy houses for cash in Rockland County, NY — any condition.
Sell fast in Rockland →
Dutchess County
We buy houses for cash in Dutchess County, NY — any condition.
Sell fast in Dutchess →
Putnam County
We buy houses for cash in Putnam County, NY — any condition.
Sell fast in Putnam →
Orange County
We buy houses for cash in Orange County, NY — any condition.
Sell fast in Orange →
Selling in Yonkers? One of New York's largest cities gets its own dedicated page. · Se habla español — lea esto en español.
FAQ
Questions, answered straight
Will you actually buy my house, or list it on the MLS?
Whichever serves you better — and the choice is always yours. We make direct cash purchases closing in as little as 7–21 days, and we also run a full listing service when top dollar matters more than speed. One conversation gets you both numbers side by side.
How fast can you really close?
Most cash purchases close in 7–21 days depending on title work. If you need longer — arranging your next place, settling an estate — we close on your date instead. You control the calendar, not the other way around.
How do you calculate your cash offer?
Four factors: your location, what your house would sell for fully renovated on your specific block, realistic repair and holding costs, and our margin. We show you every line. No black box, no renegotiation surprise at the closing table.
Do you pay fair prices — honestly?
Here's the straight answer: a cash offer is below full retail, because we take on the repairs, the risk, and the carrying costs. In exchange you skip commissions and closing costs (often 6–8% combined), repairs, and months of waiting. For many houses the NET difference is far smaller than people expect — and when listing genuinely nets you more, we'll tell you and offer to list it.
Do I pay any fees, commissions, or closing costs?
No. On a cash sale you pay zero commissions and zero fees, and we cover standard closing costs. Compare that to a typical sale, where often 6–8% of the price leaves your pocket before repairs are even counted.
What kinds of properties do you buy?
Single-family, 2–4 family, multi-family buildings, mixed-use, condos, inherited estates, vacant houses, tenant-occupied buildings — in any condition, from move-in ready to fire-damaged. If it has a roof in the Bronx, Brooklyn, Queens, or the Hudson Valley, we'll look at it.
What if my house has violations, liens, or unpaid taxes?
We buy houses with HPD/DOB violations, ECB fines, water bills, and tax arrears regularly. These get resolved at closing out of the sale proceeds — you don't need to clear anything before selling.
What if the house has tenants — or squatters?
We buy occupied properties as-is. Their situation becomes ours to resolve legally and humanely after closing. You don't evict anyone, and you stop being the landlord the day we close.
Is the offer really no-obligation?
Completely. Take it, compare it against a listing, sleep on it, or walk away — no pressure calls, no countdown clocks, no harassment. We've been part of this community since 1987; our name is worth more than any single deal.
I'm in pre-foreclosure. Is it too late to sell?
No — and this is the part most owners don't know: in New York you keep ownership and the full right to sell through the entire foreclosure process, which averages roughly five years in court (per ATTOM foreclosure data, 2025–2026). Even after the 90-day notice or a court filing, you can still sell, pay off the mortgage, and walk away with your remaining equity. The earlier you act, the more of it you keep.
How does closing work in New York?
New York is an attorney-close state, and that works in your favor. A licensed attorney verifies the title and every piece of paperwork before any money moves, and both sides have their own attorney at the table — including you. It's not red tape; it's protection. It's how every home sale in New York works, and it means an independent professional is checking the deal on your behalf before you sign anything.
How do I know you're legitimate?
Ask us anything on the phone — you'll reach a local family team, not a national lead-reseller. We put every offer in writing, we encourage you to have your own attorney (New York closings require attorneys anyway), and we'll happily walk you through exactly how we got to our number.
Ready when you are — no pressure, ever
Get your written cash offer today, or just call and ask questions. Either way, you'll get straight answers from a local family that's done this since 1987.
