MM UnionCash Buyers

Single-Family Houses

Sell Your Single-Family House Fast for Cash in NY

The colonial you raised your kids in, the cape your parents left you, the ranch that needs more than you can give it — we buy single-family houses across NYC and the Hudson Valley exactly as they stand. One visit, one written cash offer, no showings, no repairs, no strangers walking through your life.

Get your no-obligation cash offer

Two fields. Ten seconds. A real number.

No obligation. No fees. No pressure — just a real number.

Prefer to talk it through? Call or text (914) 295-2992 — you'll reach our family team, not a call center.

A house full of decades is heavy in ways a listing can't measure

A single-family house that's held one family for thirty or forty years is never just a property. It's the pencil marks on the door frame, the workbench nobody else will ever organize the same way, and — honestly — a long list of things that were going to get fixed "next spring" for a lot of springs in a row. The roof got patched instead of replaced. The bathroom still works, so it stayed 1978. None of that is neglect; it's life. But when the time comes to sell — a move closer to the grandkids, a parent's passing, a house that's simply become too much — all those deferred years suddenly feel like a bill coming due. Our family has been in Bronx/Westchester real estate since 1987, and we can tell you plainly: that bill does not have to be paid before you sell.

The estate-sale reality nobody warns you about

Many single-family houses come to us through an estate, and the pattern is almost always the same. The house was Mom's or Dad's. It's full — genuinely full — of a lifetime of belongings. The heirs live an hour away, or three states away, and every visit means another weekend of sorting, another argument about who takes the dining set, another month of taxes and insurance on a house nobody lives in. An inherited property sold our way skips all of it: take the photo albums and whatever matters, and leave the rest — every closet, every drawer — to us. The house closes as it stands, and the estate gets a clean number instead of a year-long project.

What a retail sale actually asks of you

The traditional route works — we're not here to pretend otherwise — but be clear-eyed about what it asks. First the prep: cleanouts, painting, staging advice about depersonalizing the house you personalized for decades. Then the showings: strangers in your bedrooms on a Saturday, the house kept spotless for weeks, the dog boarded for every open house. Then, after you finally accept an offer, the part sellers hate most: the inspection renegotiation. The buyer's inspector produces a forty-page report, the buyer's attorney turns it into a discount demand, and the price you celebrated quietly shrinks — or the deal dies during attorney review and you start over. Compare that to our process: one visit, one written offer within 24 hours, and no inspection contingency waiting to reopen the price later. What we offer is what we close at.

As-is is completely legal in New York — here's how it works

Owners sometimes believe they're legally required to repair, update, or "bring the house up to code" before selling. They are not. Selling as-is is completely legal in New York. You disclose what you actually know about the property's condition, the buyer takes it from there, and — because every New York closing runs through attorneys on both sides — your lawyer reviews the contract before you're bound by anything. Old house, honest disclosure, proper closing. That's the whole formula.

We know what older New York houses are hiding — and we buy them anyway

Much of the housing stock in the Bronx, Queens, Brooklyn, and up through Westchester was built before 1950, and those houses carry a familiar set of realities: slate or layered roofs at the end of their lives, steam boilers older than the owners, buried or basement oil tanks, knob-and-tube wiring behind the walls, galvanized plumbing that's narrowed to a whisper. Any one of those can scare off a retail buyer — or, more precisely, scare off their lender, since mortgages routinely fall apart over exactly these items. None of them scares us. We've been walking these houses since 1987; we know what the fixes really cost, so our offers account for the truth up front instead of shrinking at the closing table. If your house needs more than most, our major repairs and damage page walks through how we handle the rough ones.

When listing genuinely nets you more, we say so

Here's the part that surprises people: sometimes our honest advice is don't sell to us. If the house is structurally sound and mostly just dated, the open market may pay you meaningfully more than any cash buyer will — and telling you otherwise would be a lie with a short shelf life. When that's the answer, we'll say it at the walkthrough, and if you want, the listing runs through our family's licensed brokerage, so listing for top dollar and selling for cash are both doors in the same house. We earn nothing by pushing you through the wrong one.

Life doesn't wait for a six-month listing

Speed matters for real reasons. A job transfer with a start date. A mortgage that's slipped behind and a lender getting formal. A divorce where both sides need the house resolved so life can move. A parent's house draining the estate every month it sits. A cash sale exists for exactly these moments — not because it's always the top-dollar answer, but because it trades a few points of price for certainty, speed, and the end of the monthly bleed. Only you can weigh that trade. Our job is to give you a real written number so you're weighing facts, not guesses.

One visit. One written offer. Your timeline.

Here's the entire process: call, text, or tell us about the house online — address and a sentence or two in your own words is plenty. Our family team schedules a single walkthrough at your convenience. Within 24 hours you have a written cash offer with the math shown, no strings and no obligation. Take your time with it, show it to your attorney, compare it against listing. If it works, we close on your date — and you walk out with what you want to keep and none of what you don't.

FAQ

Questions, answered straight

The house needs a lot of work. Do I have to fix anything before selling to you?

No. We buy single-family houses strictly as-is — a tired roof, an old boiler, cracked plaster, a kitchen from the 1970s, all of it. Selling as-is is completely legal in New York: you disclose what you know about the condition, we do our own homework, and attorneys on both sides keep the closing proper. The condition changes our number; it never blocks the sale.

I'm still living in the house and it's full of a lifetime of belongings. How does that work?

You stay until closing, and you take only what you want. Furniture, boxes in the attic, the garage nobody has opened in years — whatever you leave behind becomes our responsibility after the closing, not yours. Many of the families we work with are downsizing after decades in one house, and clearing it out first is exactly the burden we remove.

How fast can you actually close?

Once we walk the property, you have a written cash offer within 24 hours. Because there's no mortgage lender, no appraisal, and no buyer's inspection contingency, closing typically comes down to how quickly the attorneys can clear title — often a matter of weeks. And if you need more time to pack up or find your next place, we close on your date, not ours.

Is your offer negotiable, and how do you come up with the number?

We show you the math instead of pulling a figure from the air: what the house would sell for fully renovated on your specific street, minus what the work genuinely costs at the contractor prices we actually pay, minus our margin for carrying the risk. All three numbers are on the table. If you have information that changes one of them — a newer roof, a boiler replaced last winter — tell us, and the offer moves with the facts.

What if my house would actually sell for more on the open market?

Then we'll tell you so, in plain words, during the walkthrough. If your house is in good shape and you can handle a few months of showings, listing usually nets more — and we can handle that for you too, through our family's licensed brokerage. Either path, you're dealing with the same family, so we have no reason to steer you toward the wrong one.

The house came to me through an estate. Can you still buy it?

Yes — inherited houses are one of the most common single-family situations we see. If the estate is still in probate or Surrogate's Court, our attorneys work alongside the estate's attorney on the timing, and we buy the house exactly as your family left it, contents and all.

Get a real cash offer on your house this week

Tell us about the property once. We'll give you a fair, no-obligation number — and if listing would net you more, we'll tell you that too.

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